Locad Capital
Locad Capital
Locad Capital
Locad Capital

Capital Financing to Unlock Growth for E-commerce Sellers

Get financing to invest in stocking inventory to scale up sales during peak seasons and repay the loan as you sell with Locad Capital.

Locad Capital

Quick Financing

Fast-tracked for convenience.

Revenue
Based

Avail capital based on your sales.

100%
Online

Apply and secure financing online.

Transparent Terms

No equity or hidden fees.

The Peak Season is the Ideal Time for Sellers to Ramp up Sales and not Slow Down

Peak retail season gives commerce sellers the launch pad to sell more and win over customers. With inflation on the rise, manufacturing costs also increase due to a surge in demand. When sellers must scale up, this cash flow crunch may limit them from catering to demand and accelerating sales.

More Shoppers

90% of shoppers purchase from new brands during key retail moments.

Costly Impact

Stockouts cost retailers nearly $1 trillion worldwide annually.

Lost Sales

1 in 5 shoppers will purchase the out-of-stock item elsewhere

Improve Cash Flow to Scale Up, Drive Sales, and Succeed During Peak Retail Season

Secure your inventory for peak retail season with Locad Capital. With access to quick financing, e-commerce sellers can negate the impact of restricted cash flow on business growth. Locad Capital lets sellers stock up inventory to meet demand and boost sales via seller-friendly loan terms and repayment cycles.

Tailored Inventory Financing

Sellers can apply for capital that matches their aspired sales volume.

Curated for Seller Growth

Transparent process, favorable rates, and short seller-friendly payment cycles.

Quick Approval and Disbursal

Meet with the team, submit paperwork, and access loans, all within a week.

Invest for Success

Reinvest cash flow into operations for a resilient supply chain ahead of peak sales.

How Does Locad Capital Address Sellers Quick Financing Needs

The Locad team will guide you every step of the way, from start to finish. Quick approvals, transparent terms, and business-centric processes to help sellers keep the momentum going throughout the year.
Locad Capital
Locad Capital

How Locad Capital Can Help E-commerce Sellers in the Philippines Turn Aspirations into Sales

Improve Cash Flow

Sustain business operations while using capital to invest in inventory.

Convert More Sales

With inventory stocked up, sellers can maximize sales opportunities by catering to high seasonal demands

Dominate Market

Avoid losing business to competition by reducing stock-outs due to cash flow constraints

Locad Capital + Locad Fulfillment
A comprehensive solution for e-commerce success

Fulfillment

Delivers last mile logistics with preferential rates

Inventory Financing

Provides fast restock and capital for operations

Locad Capital

Logistics Engine

Unifies multiple platforms for seamless selling

Warehousing

Offers scalable storage and decentralized inventory

Plug your online stores across Shopee, Lazada, TikTok Shop, and Shopify with the Locad Logistics Engine to unify inventory and sales in one powerful dashboard. Partner with top last-mile carriers in the Philippines to ship orders at low shipping rates and deliver orders to customers on time every time.

Secure funding to fuel your business growth with Locad

Don’t let restricted cash flow prevent your business from growing. Source more inventory, invest in core operations, and generate more sales.

FAQs

Please reach out to us via capital@golocad.com to express your interest. We’ll assign a dedicated customer representative to you to guide you through the process.

Operational Documents:

  • Inventory Records
  • Proof of Sales
  • Customer Contracts
  • Inventory Location Details
  • AR/AP

Compliance Documents:

  • Business Registration
  • Bank Statements
  • BIR 2303
  • Financial Statements
  • Personal Guarantor
  • Existing Credit Relationships

Once you’ve submitted the required documents, our banking partner will respond via email within 5 business days. 

Upon approval of your loan, our banking partner will collect post-dated checks from you. These checks will be deposited based on your repayment schedule and the agreed-upon terms.

Between ₱1 – 5 million, we provide loans of up to 70% of the value of your inventory, giving you substantial funding to support your business growth.

Yes. The penalty for late payment is ₱50,000.

If payment is still not made after a 5-day grace period, an additional ₱50,000 will be applied.

A default interest rate of 5% per month will also be charged on the unpaid balance starting after the 5-day grace period.

If you repay the loan before your first three months lapse, an early repayment fee will apply, equal to the interest that would have accrued over three months on the prepaid amount.

Exclusive benefits to ace your e-commerce game this 2023 with Locad’s desk calendar!